PENSIONS scores 10 points (base, without multipliers).
10
Points
noun
1
An annuity paid regularly as benefit due to a retired employee, serviceman etc. in consideration of past services, originally and chiefly by a government but also by various private pension schemes.
Many old people depend on their pension to pay the bills.
2
A boarding house or small hotel, especially in continental Europe, which typically offers lodging and certain meals and services.
A pension had somewhat less to offer than a hotel; it was always smaller, and never elegant; it sometimes offered breakfast, and sometimes not (John Irving).